Bank Loans

Showing 18 of 20 loan products

Unsecured Business Loan

Axis Bank Business Loan

Axis Bank

Axis Bank offers unsecured business loans up to ₹50 lakh for established businesses with minimal documentation. Quick approval within 3 days, flexible EMI options, and no collateral required. Also offers Axis MSME Easy Access Loan with doorstep service.

Max: ₹50,00,00014.25% – 18.50% p.a.
Micro Enterprise Loan

Bandhan Bank Micro Enterprise Loan

Bandhan Bank

Bandhan Bank specializes in microfinance and micro enterprise loans, particularly for rural and semi-urban borrowers. Loans from ₹10,000 to ₹10 lakh for income-generating activities. Known for doorstep service, group lending, and simple documentation suitable for first-time borrowers.

Max: ₹10,00,00014% – 18% p.a.
MSME / Startup Loan

Bank of Baroda Startup Loan

Bank of Baroda

Bank of Baroda offers dedicated loan products for startups and MSMEs. Their MSME loans cover term loans for machinery/equipment, working capital, and composite loans for new enterprises. Special schemes available for DPIIT-recognized startups with relaxed collateral requirements.

Max: ₹50,00,0009.15% – 14% p.a. (linked to repo rate)
Stand Up India

Bank of India – Stand Up India Loan

Bank of India

Bank of India's Stand Up India loan provides ₹10 lakh to ₹1 crore for SC/ST and women entrepreneurs to set up greenfield enterprises. Composite loans covering both term loan and working capital with moratorium period of up to 18 months.

Max: ₹1,00,00,000Base Rate + 3% + Tenor Premium (typically 10-12% p.a.)
MSME Term Loan & Working Capital

Canara Bank MSME Loan

Canara Bank

Canara Bank offers comprehensive MSME loan products including term loans, working capital, and composite loans for micro, small, and medium enterprises. Competitive interest rates, CGTMSE coverage for collateral-free lending, and dedicated MSME Sulabh branches for faster processing.

Max: ₹25,00,0009.50% – 13% p.a.
MUDRA (All tiers)

Central Bank of India MUDRA Loan

Central Bank of India

Central Bank of India offers MUDRA loans across all three categories with a focus on priority sector lending. The bank has extensive rural and semi-urban branch network, making MUDRA loans accessible in underserved areas. Special camps and drives for MUDRA disbursement.

Max: ₹10,00,00010% – 13.50% p.a.
MSME Term Loan & Working Capital

Federal Bank MSME Loan

Federal Bank

Federal Bank offers MSME loans with quick processing and dedicated relationship managers. Products include term loans for equipment/expansion, working capital, and trade finance. Known for strong presence in South India and competitive rates for manufacturing MSMEs.

Max: ₹25,00,00010.50% – 14% p.a.
Business Loan / Startup

HDFC SmartUp Business Loan

HDFC Bank

HDFC Bank SmartUp is a dedicated business loan product for startups and emerging businesses. Provides both term loans and working capital facilities with minimal documentation. HDFC also partners with Startup India to offer preferential rates to DPIIT-recognized startups.

Max: ₹50,00,00011.90% – 21.35% p.a. (varies by profile)
MSME Business Loan

ICICI Bank MSME Loan

ICICI Bank

ICICI Bank offers a range of MSME loan products including business loans, machinery loans, working capital, and trade finance. Known for quick digital processing with loans up to ₹2 crore. Offers both secured and unsecured options with competitive rates for businesses with good credit history.

Max: ₹2,00,00,00011% – 20% p.a. (varies by product and profile)
MSME Project Finance

IDBI Bank MSME Loan

IDBI Bank

IDBI Bank provides tailored MSME loan solutions including project finance, working capital, equipment finance, and micro loans. Known for supporting manufacturing MSMEs with specialized technical evaluation capabilities inherited from its development banking history.

Max: ₹50,00,00010% – 14% p.a.
MSME Term Loan & Working Capital

Indian Bank MSME Loan

Indian Bank

Indian Bank provides MSME loans for both new and existing enterprises covering machinery purchase, working capital, and business expansion. The bank has been consistently recognized for MSME lending performance and offers competitive rates with quick turnaround.

Max: ₹25,00,0009.75% – 13.50% p.a.
Dairy Subsidy + Bank Loan

NABARD Dairy Entrepreneurship Development Scheme

National Bank for Agriculture and Rural Development (NABARD)

NABARD's Dairy Entrepreneurship Development Scheme (DEDS) provides capital subsidy for dairy farming and related activities. Subsidy of 25% (33.33% for SC/ST) on investments for establishing small dairy units, purchase of milch animals, milk processing equipment, and cold chain infrastructure.

Max: Varies by component (e.g., ₹10 lakh for dairy unit of 10 animals)Bank's applicable MSME rate (9-12% p.a. typically)
MUDRA (All tiers)

PNB MUDRA Loan

Punjab National Bank

Punjab National Bank offers MUDRA loans across all three categories — Shishu, Kishore, and Tarun. PNB has one of the largest branch networks in India, making MUDRA loans accessible even in Tier 3-4 cities. Special focus on lending to women, SC/ST, and minority entrepreneurs.

Max: ₹10,00,0009.90% – 13.50% p.a.
MUDRA – Digital

SBI e-Mudra Loan (Instant Digital)

State Bank of India

SBI e-Mudra is an instant digital MUDRA loan available through the SBI YONO app. Get up to ₹1 lakh sanctioned in minutes without visiting a branch. Pre-approved for eligible SBI account holders based on transaction history and CIBIL score. Completely paperless process.

Max: ₹1,00,0009.75% – 11.15% p.a.
MUDRA – Kishore

SBI MUDRA Loan – Kishore

State Bank of India

SBI MUDRA Kishore loan caters to entrepreneurs who have established their business and need funds for expansion. Loans range from ₹50,001 to ₹5 lakh covering working capital and term loan needs. No collateral required.

Max: ₹5,00,00010.25% – 13% p.a. (varies by profile)
MUDRA – Shishu

SBI MUDRA Loan – Shishu

State Bank of India

SBI's MUDRA Shishu loan provides up to ₹50,000 for new and budding entrepreneurs to start small businesses. No collateral required, minimal documentation, and quick processing. Ideal for street vendors, home-based businesses, artisans, and first-time entrepreneurs.

Max: ₹50,000As per RBI guidelines (typically 10-12% p.a.)
MUDRA – Tarun

SBI MUDRA Loan – Tarun

State Bank of India

SBI MUDRA Tarun is the highest tier under MUDRA, providing ₹5,00,001 to ₹10,00,000 for well-established micro enterprises needing significant capital for expansion, new equipment, or additional working capital. Available to businesses with proven track record.

Max: ₹10,00,00010.25% – 14% p.a. (varies by profile and rating)
Fund of Funds (Equity)

SIDBI Fund of Funds for Startups

Small Industries Development Bank of India (SIDBI)

SIDBI manages the Government's ₹10,000 crore Fund of Funds for Startups (FFS) under the Startup India initiative. SIDBI does not directly invest in startups but invests in SEBI-registered AIFs (Venture Capital funds), which in turn invest in startups. This catalyzes private investment in the startup ecosystem.

Max: Varies by VC fund (total corpus ₹10,000 Crore)Not applicable (equity investment via VCs)

EduMetrics aggregates bank loan information from public sources for educational purposes. Interest rates, terms, and eligibility criteria are subject to change. All bank names and trademarks belong to their respective owners.